It's 2018, right! Are you still using cash? If yes, then this article is for you.
There are many ways to pay that is more secure and convenient than cash. These can really help you to make your transactions easier and fast.

  E-Wallet

Paytm

Well-known e-wallets such as Paytm, PhonePe, etc. are leading the market and almost everyone in India knows about them. They provide facilities to recharge your prepaid and postpaid connections , pay various bills like electric bills, water bills and many more. You also get great discount offers on various purchases. You can add money through your bank account via net banking, debit/credit card or UPI. PhonePe makes it more easier as you can make transactions directly via your bank account. E-wallets are getting wider as they accepted in many shops and malls.

Net Banking



SBI Net Banking

Most people use net banking to pay make their day to day transactions. Every banks provide net banking to their customers through which using the internet they can debit their bank account for various purchases directly from their smartphone, computer, etc. They just need a username and a password to login to their account and get various services. You 
also get a details about your past transactions.

Unified Payment Interface(UPI)





Unlike traditional mobile wallets, which takes a specified amount of money from user and stores it in its own accounts, UPI withdraws and deposits funds directly from the bank account whenever a transaction is requested. It's a new payment system and many people are not aware of it.  It uses Virtual Payment Address, Account Number with IFS Code, Mobile Number with MMID (Mobile Money Identifier), Aadhaar Number, or a one-time use Virtual ID.



USSD Payment





We can use any  phone without any internet connection to send money by dialing *99#. After dialing *99# with your registered mobile number, you will have to go through a short process and now you can see account balance, mini-statement, send money using MMID or IFSC. For more info, visit here 



Debit/ Credit Card




SBI Debit Card


Debit and credit cards are really useful to make online transactions more quickly and easily. You just gotta enter your card number, expiry date and CVV number at any merchant's site to purchase goods.
For instance; in SBI Buddy app, you get a virtual master card which is like a real physical card through which transactions can be made easy and quick.